UMBF

Ten-year history of valuation, safety, growth and profitability, with percentile bands against UMBF’s own range.

Snapshot

P/E

10.0×

P90

Yield

1.2%

P45

FCF payout

14.3%

P17

Net debt / EBITDA

7.22

P61

DGR 5y

5.9%

ROIC

0.4%

P25

Value

Is the share cheap or dear by its own history?

UMBF is historically expensive. P/E at P90 (10.0x); yield at P45 (1.2%).

Safety

Can the business comfortably cover the dividend?

FCF payout sits at P17 (14%) of its history. Leverage (Net Debt/EBITDA) at P61 (7.22); interest cover at P8 (1.03).

Growth

Is the dividend and the cash behind it still growing?

5-year dividend growth at P2 (6%) of its 10y range. FCF growth P26 (60%); ROIC P25 (0%).

Profitability

Is the engine getting better or worse at making money?

Gross margin at P16 (58%) of its history. Operating margin P21 (22%); net margin P35 (21%).

Forecast your income with the UMBF dividend calculator

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Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.