The dividend tracker for UK and US income investors
Know when you can retire on your dividends.
- Your tracker shows what you own, not whether the income lasts.
- A yield looks healthy right until the dividend gets cut.
- You have never really seen what your ISA and SIPP pay in retirement.
No card needed. Drops to the Free plan when it ends, nothing to cancel.
Your whole dividend portfolio, one screen
What a spreadsheet can’t tell you.
This is the real dashboard. A dividend tracker that scores every holding for resilience overnight, projects the income calendar, and flags a cut before it lands. Add your holdings and it fills in on the first sync.
Your portfolio at a glance
Projected annual dividend income
£11,400
Monthly
£950
Weekly
£219
Yield on cost
6.2%
Highest-Risk holding
Top quality drags
Income calendar
Open full calendar →Next 3 ex-dividends
9 Jul · pay 21 Jul
14 Aug · pay 26 Sep
22 Aug · pay 6 Nov
Value vs cost
+£3,240 (8.4%)
£42,300 · cost basis £39,060
Sector exposure
- Energy34%
- Financials23%
- Consumer staples18%
- Healthcare14%
- Smaller sectors11%
Top holdings
- SHESHELShell plc£11,400
- BABATSBritish American Tobacco212£8,900
- VOVODVodafone Group212£6,200
- LGLGENLegal & General212£5,750
- AAAAPLApple Inc.$8,200
View all holdings →
- 01Forward income, modelled from real holdings, not just today's yield.
- 02A daily resilience score on every holding: Quality, Trim and cut Risk.
- 03Your dividend calendar, received and forecast, 12 months ahead.
- 04Cut risk flagged automatically before it hits your income.
- 05Synced straight from Trading 212. No CSV wrangling.
New here? Start with a guide
Proof, not promises
The dividend scoring, backtested.
We tested Quality, Trim and Reinvest across 4,680 monthly observations of UK and US dividend payers, 2010 to 2024. Every figure here is reproducible from the repo.
Quality score
2.5×
Top-quartile forward return vs the bottom quartile
Next 3 months, 1,105 observations.
A resilience screen on what you already own, not a market-timing buy signal.
Trim score
2.8×
Least-stretched bucket vs baseline
Next 3 months. Most-stretched UK on 140 obs.
A contribution brake, not a sell signal.
Reinvest Recommender
+£73k
Quality-weighted vs equal-weight, 15 years
£80k start, £400/mo, 13-stock basket.
Microsoft did much of the heavy lifting. Different basket, different headline.
28-ticker basket. 2010 to 2024 was a US large-cap growth supercycle: a different basket or period gives a different headline. Survivorship bias is real. Methodology and CSVs are published.
How we test the scores
Holdings scoring 80+ for Risk cut their dividend about 3× as often as holdings under 20.
That is 22% within a year versus 8%. Tested across 1,767 UK and US companies and 2,480 real dividend cuts, including companies later delisted, and it held on out-of-sample data.
How it works
Three steps from your holdings to a clear read on your income.
- 1
Add your portfolio
Connect Trading 212 in one tap, or add holdings by hand. UK ISA, SIPP and GIA, or a US brokerage.
- 2
Get resilience scores
Every holding is scored overnight for Quality, Trim and cut Risk, so a stretched dividend is flagged before it gets cut.
- 3
See your income and retirement
Your dividend calendar, forward income, and what your ISA and SIPP could pay at retirement across Bear, Base and Bull.
Frequently asked questions
- Is DividendMapper free?
- Calculators are free forever. No signup, no credit card. Pro is £15 a month for unlimited holdings, daily resilience scores, and Trading 212 auto-sync for UK ISA, SIPP and GIA accounts. Free tracks up to 10 holdings manually. You can try Pro free for 14 days with no card, and drop to the Free plan when it ends.
- Do I need an account to use the calculators?
- No. The calculators run in your browser; nothing is sent anywhere. Sign-in is now live for the portfolio side: add holdings by hand, see real projected dividend income, keep your numbers across visits. Calculators stay anonymous.
- UK or US, which is the focus?
- Both. The toggle in the header flips every label, currency and tax wrapper. ISA, SIPP and GIA on the UK side; 401(k), IRA, Roth and Brokerage on the US side. UK is the default for new visitors, and we also auto-detect from your browser language.
- How is the Dividend DCF different from a regular DCF?
- It is a Dividend Discount Model (DDM), the species of DCF designed for income stocks. You value the stock by discounting its future dividends instead of its free cash flow. The math is the Gordon Growth Model and a 2-stage DDM, with an in-tool tooltip explaining the difference.
- What broker integrations are coming?
- Trading 212 is live for UK ISA, SIPP and GIA accounts in one connection. US brokers (Schwab, Fidelity, Robinhood, Vanguard US, Interactive Brokers) follow next via SnapTrade. We skipped Plaid; their $500-a-month minimum doesn’t fit a low-priced consumer product.
- Is this financial advice?
- No. The calculators are illustrative. They use the numbers you put in, but they don’t know your full circumstances, won’t model inflation or sequence-of-returns risk, and can’t predict tax changes. Talk to a qualified adviser before making investment decisions.
See the whole product for 14 days.
Start with 14 days of Pro, no card. When it ends you drop to the Free plan, up to 10 holdings, nothing to cancel.