Dividend safety, tested
Know which dividends to trust.
High-risk holdings cut their dividend 1 in 4 times within a year. Our score shows you which ones, so you are never blindsided.
Tested on 3,330 real dividend cuts across 2,473 US and UK companies, 2015 to 2024, including a 2024 stretch the model was never shown. No card needed.
Proof, not promises
Know which dividends to trust.
Every holding gets a dividend-safety score. Here is what that score was worth, checked against 3,330 real dividend cuts across 2,473 US and UK companies from 2015 to 2024, including a stretch the model was never shown.
The risk it catches
1 in 4
High-risk holdings cut their dividend within a year.
Cut within 12 months, 2019 to 2024, out of sample.
The score points straight at the income most likely to disappear.
The income it protects
11 in 12
Holdings it rates safe that kept paying, through 2020 and 2024.
Score under 20, dividend held 12 months. Out of sample.
Stick to the holdings it rates safe and the income keeps coming.
On your dashboard
Utility Co
6.8% yield
Bank plc
4.1% yield
Staple Inc
3.2% yield
Every holding, scored red to green. Spot the shaky income at a glance, then trim or swap it.
Out of sample means measured on years the engine was never tuned on, including the 2024 stretch it had never seen. These are dividend-cut rates, not price forecasts. The dashboard names above are illustrations, not recommendations.
Why you can trust it
Tested the hard way, on years it was never shown.
We split decades of dividend history three ways. A change only ships if it still works on data it was never tuned on, including a 2024 stretch kept locked away until the final check.
Train
through 2018
The engine learns the patterns here.
Validate
2019 to 2023
Every tweak has to prove itself here first.
Held back
2024
Locked away. The final check no tweak is allowed to see until the end.
What the score does not do
It flags dividend-cut risk. It does not predict share prices, and it is not financial advice or a recommendation to buy or sell. It is a risk screen on the income you already own. See the full methodology and data.
How we test the scores
Holdings scoring 90+ for Risk cut their dividend about 3× as often as holdings under 20.
That is 24% within a year versus 8%. Tested across 2,473 UK and US companies and 3,330 real dividend cuts, including companies later delisted, and it held on out-of-sample data.
Questions, answered.
Is this financial advice?
No. The dividend-safety score is a risk screen on income you already own. It is not advice and not a recommendation to buy or sell. Always do your own research.
What data is the score built on?
Company fundamentals, cash flow and dividend history for US and UK large-cap dividend payers, going back to 2015. The proof numbers come from 3,330 real dividend cuts across 2,473 companies.
What does the score actually mean?
It ranks how likely a holding is to cut its dividend in the next year. Holdings scoring 90 and over cut about 1 in 4 times; holdings under 20, about 1 in 12.
How often does it update?
Scores refresh daily. The engine behind them keeps testing and improving itself, and only changes that beat a held-back 2024 test get promoted.
Is there a free option?
Yes. You get two free scores a day without an account, and the Pro trial runs 14 days with no card. It drops to the Free plan when it ends, nothing to cancel.
Which markets are covered?
US and UK large-cap dividend payers, with broker sync so you can score your real portfolio.
See which of your holdings are safe.
Score every holding in your portfolio, red to green, and stop being surprised by a cut.
No card needed. Drops to the Free plan when it ends, nothing to cancel.