UCB

United Community Banks, Inc.

Ten-year history of valuation, safety, growth and profitability, with percentile bands against UCB’s own range.

Snapshot

P/E

9.2×

P48

Yield

2.8%

P67

FCF payout

29.8%

P34

Net debt / EBITDA

1.82

P75

DGR 5y

6.2%

ROIC

1.9%

P68

Value

Is the share cheap or dear by its own history?

UCB is mid-band on valuation. P/E at P48 (9.2x); yield at P67 (2.8%).

Safety

Can the business comfortably cover the dividend?

FCF payout sits at P34 (30%) of its history. Leverage (Net Debt/EBITDA) at P75 (1.82); interest cover at P9 (1.34).

Growth

Is the dividend and the cash behind it still growing?

5-year dividend growth at P0 (6%) of its 10y range. FCF growth P29 (29%); ROIC P68 (2%).

Profitability

Is the engine getting better or worse at making money?

Gross margin at P34 (72%) of its history. Operating margin P43 (31%); net margin P44 (24%).

Forecast your income with the UCB dividend calculator

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Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.