SYF

Synchrony Financial

Ten-year history of valuation, safety, growth and profitability, with percentile bands against SYF’s own range.

Snapshot

P/E

7.3×

Yield

1.6%

P29

FCF payout

5.2%

P13

Net debt / EBITDA

0.18

P25

DGR 5y

6.4%

P18

ROIC

0.7%

P13

Value

Is the share cheap or dear by its own history?

SYF is historically cheap. P/E at P5 (7.3x); yield at P29 (1.6%).

Safety

Can the business comfortably cover the dividend?

FCF payout sits at P13 (5%) of its history. Leverage (Net Debt/EBITDA) at P25 (0.18); interest cover at P18 (1.22).

Growth

Is the dividend and the cash behind it still growing?

5-year dividend growth at P18 (6%) of its 10y range. FCF growth P37 (-2%); ROIC P13 (1%).

Profitability

Is the engine getting better or worse at making money?

Gross margin at P27 (52%) of its history. Operating margin P31 (24%); net margin P30 (19%).

Forecast your income with the SYF dividend calculator

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Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.