STEL
Stellar Bancorp, Inc.
Financial · NYSE · Market cap $2.0bn
$39.32
as of 30 Jun 2026, 2% below its 52-week high
Prices for STEL have not updated since 30 Jun 2026. The listing may be suspended or delisted, so treat the figures on this page as out of date.
Screens as reasonably placed to keep growing its dividend, though with some cut-risk signals worth watching. Its valuation looks somewhat extended against its own history.
These scores are a resilience check on the dividend, not a recommendation to buy or sell. They are not financial advice.
- Trailing yield
- 1.14%Last 12 months of regular payments at today's price
- Cash cover
- 4.2×Free cash flow over dividends paid
- Earnings cover
- 3.7×Insurers and banks set dividends from capital generation, so their accounting earnings can sit well below the payout.
- 5y dividend growth
- +7.3% a yearNo cut since FY2019
Quality
68
ModerateCapacity to keep growing the dividend
Risk
60
ModerateSignals of dividend-cut pressure
Trim
74
ModerateHow extended the valuation looks
Why Risk is 60
Valuation against its own history
As of the last reported period (31 Mar 2026). P80 means the figure is higher than 80% of STEL’s past readings.
- P/E17.3×P72, poor for this measure
- Yield1.6%P62, neutral for this measure
- FCF payout23.9%P50, neutral for this measure
- DGR 5y7.7%P3, poor for this measure
- ROIC1.4%P48, neutral for this measure
Net debt / EBITDA is left out: for banks and insurers, debt is part of the business, so the ratio says little.
Open valuation historyForecast your income with the STEL dividend calculator
Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.