DividendMapper
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NBTB

NBT Bancorp Inc.

  • Financial
  • US companies in Banks - Regional (82)
  • NASDAQ · USD
  • Mkt cap $2.7bn

$52.89

as of 27 Oct 2026, 3% below its 52-week high

Screens as well placed to keep growing its dividend, with low cut-risk signals. Its valuation looks somewhat extended against its own history.

These scores are a resilience check on the dividend, not a recommendation to buy or sell. They are not financial advice.

Trailing yield
2.85%Last 12 months of regular payments at today's price
Forward yield
3.05%Each payment expected in the next 12 months, not the latest one doubled
Cash cover
3.2×Free cash flow over dividends paid
Earnings cover
2.8×Insurers and banks set dividends from capital generation, so their accounting earnings can sit well below the payout.
5y dividend growth
+5.6% a yearNo cut since FY2008
Next ex-dividend date
Estimated1 Dec 2026Quarterly dividend of about $0.40

Compared with US companies in Banks - Regional (82)

  • Trailing yield is higher than 43 of the 80 other US companies in Banks - Regional with a yield figure.
  • 5y dividend growth (as paid) is higher than 44 of the 75 other US companies in Banks - Regional with a 5y growth figure.

Quality

77

High

Capacity to keep growing the dividend

Risk

15

Low

Signals of dividend-cut pressure

Trim

62

Moderate

How extended the valuation looks

Why Trim is 62

NBTB against US companies in Banks - Regional (82)

Valuation against its own history

As of the last reported period (30 Jun 2026). P80 means the figure is higher than 80% of NBTB’s past readings.

  • P/E12.0×P31, neutral for this measure
  • Yield3.00%P57, neutral for this measure
  • FCF payout31.4%P33, neutral for this measure
  • DGR 5y+6.5%P90, good for this measure
  • ROIC3.2%P0, poor for this measure

Net debt / EBITDA is left out: for banks and insurers, debt is part of the business, so the ratio says little.

Open valuation history

Forecast your income with the NBTB dividend calculator

Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.