NBTB
NBT Bancorp Inc.
Ten-year history of valuation, safety, growth and profitability, with percentile bands against NBTB’s own range.
Snapshot
P/E
12.1×
P15Yield
3.0%
P74FCF payout
31.4%
P48Net debt / EBITDA
3.64
P50DGR 5y
6.5%
P18ROIC
0.3%
P1Value
Is the share cheap or dear by its own history?
NBTB is historically cheap. P/E at P15 (12.1x); yield at P74 (3.0%).
Safety
Can the business comfortably cover the dividend?
FCF payout sits at P48 (31%) of its history. Leverage (Net Debt/EBITDA) at P50 (3.64); interest cover at P7 (1.42).
Growth
Is the dividend and the cash behind it still growing?
5-year dividend growth at P18 (7%) of its 10y range. FCF growth P100 (35%); ROIC P1 (0%).
Profitability
Is the engine getting better or worse at making money?
Gross margin at P26 (77%) of its history. Operating margin P43 (29%); net margin P43 (23%).
Forecast your income with the NBTB dividend calculator
Free account
Sign up free to look up 10 stocks a day.
Anonymous lookups are capped at three a day. A free account bumps that to ten, and your counter resets at midnight UK time.
Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.