HCI
HCI Group, Inc.
- Financial
- US companies in Insurance - Property & Casualty (20)
- NYSE · USD
- Mkt cap $2.5bn
$199.96
as of 27 Oct 2026, 4% below its 52-week high
Screens as well placed to keep growing its dividend, with low cut-risk signals. Its valuation looks somewhat extended against its own history.
These scores are a resilience check on the dividend, not a recommendation to buy or sell. They are not financial advice.
- Trailing yield
- 0.80%Last 12 months of regular payments at today's price
- Forward yield
- 0.80%Each payment expected in the next 12 months, not the latest one doubled
- Cash cover
- Over 20×Free cash flow over dividends paid
- Earnings cover
- 229.6×Insurers and banks set dividends from capital generation, so their accounting earnings can sit well below the payout.
- 5y dividend growth
- 0.0% a yearNo cut since FY2012
- Next ex-dividend date
- Declared20 Nov 2026Quarterly dividend of $0.40
Compared with US companies in Insurance - Property & Casualty (20)
- Trailing yield is lower than 14 of the 17 other US companies in Insurance - Property & Casualty with a yield figure.
- 5y dividend growth (as paid) is lower than 15 of the 17 other US companies in Insurance - Property & Casualty with a 5y growth figure.
Quality
95
HighCapacity to keep growing the dividend
Risk
25
LowSignals of dividend-cut pressure
Trim
61
ModerateHow extended the valuation looks
Why Trim is 61
HCI against US companies in Insurance - Property & Casualty (20)
Valuation against its own history
As of the last reported period (30 Jun 2026). P80 means the figure is higher than 80% of HCI’s past readings.
- P/E6.4×P8, good for this measure
- Yield0.91%P4, poor for this measure
- FCF payout7.2%P31, neutral for this measure
- DGR 5y0.0%P8, poor for this measure
- ROIC25.2%P42, neutral for this measure
Net debt / EBITDA is left out: for banks and insurers, debt is part of the business, so the ratio says little.
Open valuation historyForecast your income with the HCI dividend calculator
Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.