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CBU

Community Bank System, Inc.

  • Financial
  • US companies in Banks - Regional (82)
  • NYSE · USD
  • Mkt cap $3.3bn

$62.37

as of 27 Oct 2026, 12% below its 52-week high

Screens as reasonably placed to keep growing its dividend, with low cut-risk signals.

These scores are a resilience check on the dividend, not a recommendation to buy or sell. They are not financial advice.

Trailing yield
3.05%Last 12 months of regular payments at today's price
Forward yield
3.13%Each payment expected in the next 12 months, not the latest one doubled
Cash cover
2.3×Free cash flow over dividends paid
Earnings cover
2.3×Insurers and banks set dividends from capital generation, so their accounting earnings can sit well below the payout.
5y dividend growth
+2.3% a yearLast cut in FY2017
Next ex-dividend date
Declared15 Dec 2026Quarterly dividend of $0.49

Compared with US companies in Banks - Regional (82)

  • Trailing yield is higher than 50 of the 80 other US companies in Banks - Regional with a yield figure.
  • 5y dividend growth (as paid) is lower than 51 of the 75 other US companies in Banks - Regional with a 5y growth figure.

Quality

74

Moderate

Capacity to keep growing the dividend

Risk

15

Low

Signals of dividend-cut pressure

Trim

46

Low

How extended the valuation looks

Why Quality is 74

CBU against US companies in Banks - Regional (82)

Valuation against its own history

As of the last reported period (30 Jun 2026). P80 means the figure is higher than 80% of CBU’s past readings.

  • P/E15.6×P22, good for this measure
  • Yield2.80%P52, neutral for this measure
  • FCF payout42.6%P39, neutral for this measure
  • DGR 5y+2.3%P20, poor for this measure
  • ROIC0.4%P0, poor for this measure

Net debt / EBITDA is left out: for banks and insurers, debt is part of the business, so the ratio says little.

Open valuation history

Forecast your income with the CBU dividend calculator

Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.