DividendMapper
Bread Financial Holdings, Inc. logo

BFH

Bread Financial Holdings, Inc.

  • Financial
  • US companies in Financial - Credit Services (15)
  • NYSE · USD
  • Mkt cap $3.9bn

$102.61

as of 27 Oct 2026, 10% below its 52-week high

Screens as reasonably placed to keep growing its dividend, with low cut-risk signals. Its valuation looks somewhat extended against its own history.

These scores are a resilience check on the dividend, not a recommendation to buy or sell. They are not financial advice.

Trailing yield
0.90%Last 12 months of regular payments at today's price
Forward yield
0.92%Each payment expected in the next 12 months, not the latest one doubled
Cash cover
Over 20×Free cash flow over dividends paid
Earnings cover
10.7×Insurers and banks set dividends from capital generation, so their accounting earnings can sit well below the payout.
5y dividend growth
-7.4% a yearMeasured from a cut in FY2020
Next ex-dividend date
Declared30 Nov 2026Quarterly dividend of $0.25

Compared with US companies in Financial - Credit Services (15)

  • Trailing yield is lower than 12 of the 14 other US companies in Financial - Credit Services.
  • 5y dividend growth (as paid) is lower than all 13 other US companies in Financial - Credit Services with a 5y growth figure.

Quality

73

Moderate

Capacity to keep growing the dividend

Risk

25

Low

Signals of dividend-cut pressure

Trim

61

Moderate

How extended the valuation looks

Why Quality is 73

BFH against US companies in Financial - Credit Services (15)

Valuation against its own history

As of the last reported period (30 Sept 2026). P80 means the figure is higher than 80% of BFH’s past readings.

  • P/E7.0×P49, neutral for this measure
  • Yield0.94%P28, poor for this measure
  • DGR 5y+6.5%P94, good for this measure
  • ROIC5.4%P46, neutral for this measure

Net debt / EBITDA is left out: for banks and insurers, debt is part of the business, so the ratio says little.

Open valuation history

Forecast your income with the BFH dividend calculator

Inspect surfaces history; it does not predict the future. Nothing here is financial advice or an instruction to buy or sell. Always do your own research. See the Terms of Service.